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Autonomous AI-Powered Financial Agent

Your Path From
Debt to Freedom

An autonomous AI agent that analyzes, plans, negotiates, and guides you to becoming completely debt-free — automatically.

$2.4M+Debt Resolved
12,000+Users Debt-Free
98%Automation Rate
Features

Everything You Need to
Eliminate Debt

A comprehensive suite of AI-powered tools working autonomously to resolve your debt faster than ever.

AI Strategy Engine

Automatically selects avalanche, snowball, or hybrid payoff strategies based on your financial profile.

Payoff Simulations

Simulate timelines across multiple scenarios and see exactly when you'll be debt-free.

Balance Monitoring

Real-time tracking of all balances, interest accrual, and minimum payment deadlines.

Smart Scheduling

Automated payment reminders and optimized due-date calendars to avoid late fees.

Creditor Negotiation

AI-drafted negotiation emails to creditors for lower rates, settlements, and payment plans.

Consolidation Advisor

Identifies refinancing and consolidation opportunities to reduce total interest paid.

Budget Automation

Creates monthly budgets aligned with your payoff plan to accelerate debt elimination.

Progress Tracking

Visual dashboards showing milestones, progress rings, and debt-free countdowns.

Financial Reports

Comprehensive health reports covering debt-to-income ratio, credit utilization, and net worth.

Smart Alerts

Proactive notifications for rate changes, overspending, and optimization opportunities.

Interest Optimizer

Calculates and minimizes total interest across all debts with precision algorithms.

Adaptive Learning

Continuously learns from your income, expenses, and payment behavior to refine strategy.

How It Works

Four Steps to Financial Freedom

From setup to debt-free in a streamlined, fully automated workflow.

01

Connect Your Accounts

Securely link your credit cards, loans, and bank accounts. Our AI imports all balances, rates, and payment schedules automatically.

02

AI Analyzes Everything

The agent reviews your complete financial picture — debts, income, expenses, and cash flow — to build a personalized strategy.

03

Execute & Automate

Optimized payment plans activate automatically. The agent negotiates with creditors, sets up schedules, and manages your budget.

04

Track & Adapt

Watch your debt vanish in real-time. The AI continuously adjusts strategy based on your changing financial landscape.

Pricing

Simple, Transparent Pricing

Start free. Upgrade as your debt resolution journey accelerates.

Starter

Free

Perfect for understanding your debt landscape.

  • Up to 3 debt accounts
  • Basic payoff calculator
  • Snowball & avalanche strategies
  • Monthly progress reports
  • Email reminders
  • Community support
Most Popular

Pro

$19/month

Full automation and AI-powered debt resolution.

  • Unlimited debt accounts
  • AI strategy optimization
  • Payoff simulations & timelines
  • Creditor negotiation drafts
  • Smart budget automation
  • Consolidation advisor
  • Real-time balance monitoring
  • Priority email support
PayPalPay with PayPal
Interac e-Transfer
payswarm@outlook.com

Send $19/month via Interac e-Transfer to this email from your bank app. Put "Pro plan" and your account email in the message. No security question needed (auto-deposit).

Enterprise

$49/month

For businesses and financial coaches at scale.

  • Everything in Pro
  • Multi-user / client management
  • White-label reports
  • API access & webhooks
  • Custom strategy models
  • Dedicated account manager
  • SLA guarantee (99.9%)
  • SSO & advanced security
PayPalPay with PayPal
Interac e-Transfer
payswarm@outlook.com

Send $49/month via Interac e-Transfer to this email from your bank app. Put "Enterprise plan" and your account email in the message. No security question needed (auto-deposit).

System Architecture

Built for Scale & Security

Enterprise-grade infrastructure powering autonomous financial intelligence.

Presentation Layer

React Dashboard
Mobile App (iOS / Android)
Email & SMS Notifications
WhatsApp Agent

API Gateway & Auth

REST & WebSocket APIs
OAuth 2.0 / SSO
Rate Limiting & Throttling
Role-Based Access Control

AI Agent Core

Strategy Engine (Avalanche / Snowball / Hybrid)
Negotiation NLP Module
Simulation & Forecasting
Adaptive Learning Pipeline

Orchestration & Services

Payment Scheduler
Budget Automation Service
Creditor Communication Service
Notification Engine

Data & Infrastructure

Encrypted Data Store (AES-256)
Real-Time Event Streaming
Analytics & Reporting DB
Backup & Disaster Recovery

Integrations

Bank & Credit Card APIs (Plaid)
Credit Bureau Feeds
Creditor Portals
Third-Party Financial Tools
SOC 2 Compliant
256-bit Encryption
GDPR Ready
99.9% Uptime SLA
Testimonials

Trusted by Thousands

"I had $47K in credit card debt and felt completely overwhelmed. ResolveDebt's AI created a plan that saved me $8,200 in interest and I'll be debt-free 2 years earlier than I planned."

SM

Sarah Mitchell

Marketing Manager

"The automated creditor negotiation feature alone saved my business $15K. The AI drafted settlement letters that actually worked. This tool pays for itself 100x over."

DC

David Chen

Small Business Owner

"I use the Enterprise plan for my coaching clients. The white-label reports are professional and the AI does 80% of the strategy work for me. My clients love the automated progress tracking."

JT

Jessica Torres

Financial Coach

FAQ

Common Questions